About SafeJ1

Why this resource is needed

J-1 participants often receive a Social Security number for authorized employment without receiving a practical introduction to U.S. credit reporting. After leaving the country, they may have little reason or ability to monitor a U.S. credit file. Fraud can remain hidden until a later housing, employment, banking, or credit application.

What SafeJ1 provides

• Prevention and credit-check guidance
• Organized recovery steps for suspected identity fraud
• A permanent-record checklist for former participants
• Limited, general help organizing next steps
• Education intended to improve prevention across exchange programs

What SafeJ1 is not

SafeJ1 is not a government agency, law firm, credit bureau, bank, debt-relief company, or emergency service. Information on this website is general educational information and is not legal, financial, tax, or immigration advice.

Using the website or submitting a help request does not create an attorney-client, adviser-client, fiduciary, or other professional relationship. SafeJ1 cannot guarantee a response, outcome, correction, or resolution.

Independent initiative

SafeJ1 was founded by Arkadiy Lenchak based on his personal experience. His professional affiliation is provided for identification and context. The views expressed are his own and do not represent or imply endorsement by the University of Denver.

Urgent and professional matters